Non-QM mortgage pricing searches reach 25 percent of broker activity
Non-QM loans account for a quarter of broker pricing searches as demand for non-traditional income qualification grows.
FTMQ Real Estate, written by our newsroom0 views
Brokers are executing one in every four pricing searches for non-qualified mortgage products, MPA Magazine reported. Data from September released by mortgage technology provider Optimal Blue indicates that non-QM products currently represent a 12 percent share of total loan locks. [1]
Lending activity in the non-agency sector has expanded throughout 2026 as originators seek options for borrowers with non-traditional income streams, according to MPA Magazine. Some mortgage brokers noted that non-QM interest rates were lower than conventional loan pricing on specific real estate transactions. [1]
Strong capital markets liquidity continues to support non-agency loan volumes, MPA Magazine reported. Brennan O'Connell, director of data solutions at Optimal Blue, stated that he expects non-QM market share to grow past its current 12 percent level. [1]
In short
- One in four broker pricing searches is now for non-QM loans.
- Non-QM products currently account for a 12 percent share of total loan locks.
- Optimal Blue September data shows strong liquidity continuing to fund non-agency mortgages.
Sources
Every paragraph above points to the numbered items it rests on. Read the originals here.
- [1]One in four broker pricing searches is now for non-QM loansMPA Magazine, 4h ago (the report this story comes from)
Our newsroom writes these reports with the help of software, from the 1 sources listed and nothing else, and checks them against those sources. Facts can still be wrong or move on; the originals are the record. Spotted a mistake? Write to daniel@monsterkong.com.
Related from FTMQ Real Estate
Earlier reports of ours on the same people and subjects.
- Non-QM mortgage rate locks increased in September despite rate hikesMortgage Rates, 23d ago
- Mortgage servicing rights reach record pricing multiples as lender strategies divergeTop Stories, 2d ago
- Realtor.com Launches RealAssist AI Tool Within Realtor.com Plus PlatformBuying and Selling, 30d ago
- Top reverse mortgage broker rankings remain steady through AugustTop Stories, 1d ago
- Rocket Companies reports 709 million dollar third quarter net incomeTop Stories, 7d ago
More in Mortgage Rates
- Mortgage rates decline on Nov 5 as 30 year fixed drops1h ago
- Three tracked lenders lower posted mortgage rates on Tuesday2d ago
- El Ni帽o weather pattern could increase US inflation by one percent2d ago
- US rental vacancies rise to 7.6 percent while homeownership remains flat3d ago
- United States single family construction spending dropped in September3d ago
- Business loan demand softened last quarter Federal Reserve survey shows3d ago
Get the day in one email
Reports like this one, the top news of the last 24 hours, every morning. Free, one email a day; readers can comment under every report.
By signing up you agree to our terms and privacy policy. Unsubscribe any time.
Comments
Loading
Join the conversation
Comments are open to readers of our daily email: the top news of the last 24 hours, every morning, free. Sign up and the comment box opens.
Already on the list? Enter the same address and we will send a sign-in link.
By signing up you agree to our terms and privacy policy. Unsubscribe any time.